For the quarter ended September 2026, American Financial Group (AFG Quick QuoteAFG - Free Report) reported revenue of $2.55 billion, up 13.4% over the same period last year. EPS came in at $3.97, compared to $2.69 in the year-ago quarter.

The reported revenue represents a surprise of +4.18% over the Zacks Consensus Estimate of $2.45 billion. With the consensus EPS estimate being $3.50, the EPS surprise was +13.43%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how American Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Property and Casualty combined ratio - Specialty - Loss and LAE Ratio: 67.8% versus the four-analyst average estimate of 67.3%.
• Property and Casualty combined ratio - Specialty - Underwriting Expense Ratio: 26% compared to the 25.7% average estimate based on four analysts.
• Property and Casualty combined ratio - Specialty - Combined Ratio: 93.8% versus 93.1% estimated by four analysts on average.
• Specialty Casualty - Loss and LAE Ratio: 64.8% versus 67.5% estimated by three analysts on average.
• Specialty Casualty - Underwriting Expense Ratio: 30.1% compared to the 28.4% average estimate based on three analysts.
• Specialty Financial - Underwriting Expense Ratio: 49.5% versus 48.7% estimated by three analysts on average.
• Revenues- Net investment income: $356 million compared to the $251.46 million average estimate based on four analysts. The reported number represents a change of +73.7% year over year.
• Revenues- Net earned premiums: $2.16 billion compared to the $2.05 billion average estimate based on four analysts. The reported number represents a change of +7.5% year over year.
• Specialty Financial- Net earned premium: $307 million compared to the $288 million average estimate based on three analysts. The reported number represents a change of +14.6% year over year.
• Property and Transportation- Net earned premium: $1.03 billion versus the three-analyst average estimate of $878.68 million. The reported number represents a year-over-year change of +78.1%.
• Specialty Casualty- Net earned premium: $831 million versus the three-analyst average estimate of $857.1 million. The reported number represents a year-over-year change of +2.6%.
• Revenues- Other income: $29 million versus the two-analyst average estimate of $32.02 million. The reported number represents a year-over-year change of -3.3%.

View all Key Company Metrics for American Financial here>>>

Shares of American Financial have returned +11.4% over the past month versus the Zacks S&P 500 composite's -2.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.